How are Remlo's mortgage rates calculated?

Remlo pulls the 10-Year Treasury yield live from Yahoo Finance (via RapidAPI) and uses FRED (Federal Reserve Economic Data) for historical and survey baselines, then applies weekly survey spreads from Freddie Mac and the MBA to estimate current mortgage rates. This is the same methodology used by financial institutions.

What calculator modes does Remlo support?

Remlo includes 13 calculator modes: Loan Payment, Refinance, Affordability, Rent-vs-Buy, Investor ROI, Commission, DTI, Amortization Schedule, Closing Costs, Extra Payments, Points Analysis, Biweekly Payments, and HELOC. All support Conventional, FHA, VA, and USDA loan types with Interest-Only and ARM structures.

Remlo offers flexible plans for mortgage loan officers, including live rates, a 13-mode calculator, pipeline CRM, and AI content tools.

What makes Remlo different from MBS Highway or MLO Engine?

Remlo combines live Yahoo + FRED rate data, a full 13-mode amortization engine with IO/ARM support, a buyer-linked pipeline CRM, agent relationship management, property search, AI social content, LLPA grids, and guideline references — all in one tool. Most competitors only cover 1–2 of these areas.

Loan Officer Track

Your rates, pipeline, scenarios, and leads.

Built for loan officers and realtors who don't want 6 subscriptions.

Preview · AI

Contacts relationship hub

Manage realtors, loan officers, and clients with status-aware context.

AI action ready

3 clients to alert on rate shifts

See Mind Map

Live Rates13 CalculatorsPipeline CRMRate AlertsScenario PDFs

No credit card required to start

Your network is your net worth.

Remlo gives loan officers and realtors one connected system to manage relationships, momentum, and follow-through.

Scenario Engine

13 Calculator Modes

Conventional, FHA, VA, USDA, IO, ARM, Refi, Rent-vs-Buy, Investor, DTI, Points, HELOC and more.

Payment Breakdown

P&I $2,400Taxes $400Ins $110

30Y Fixed · $500K · FHA

Rate Pulse

Live Market Rates

With AI Lock Recommendations

10Y Treasury, 30Y/15Y Fixed, FHA, VA, Jumbo, ARM with charts, SMA/EMA, and lock/float signals.

Lock / Float Signal

6.29%

LOCK

30Y Fixed · Updated live

Pipeline CRM

Seller/Buyer-Linked Pipeline

Every lead linked to buyer profiles, loan scenarios, and agent referrals. Alerts catch cold leads before you lose them.

Lead8

Pre-Approved5

Shopping3

Under Contract2

Closed7

Client Loan Status Snapshot

Your clients always know where they stand.

Share a clear, live status page with milestones, progress, and next stage visibility.

Borrower

Sarah Mitchell

Current Stage

In underwriting

Progress73% complete

Loan Journey

• New Inquiry• Under Contract• Pre-Approved• In underwriting• Clear to Close• Closed

Client Credit Repair Advice

Credit Repair Agent

Turn raw credit reports into prioritized next steps your clients can actually follow.

Score impact breakdown

Quickly spot what moves FICO fastest

Dispute priority queue

Fix highest-impact tradelines first

Mortgage-ready timeline

Clear weekly path to pre-approval

Instant Answers

Rate advice, deal analysis, market intelligence

24/7 Available

Always ready to help, no delays

Context-Aware

Knows your pipeline, rates, and deals

Remlo AI

Online · Always ready

AI Agent

⌫

↵

123

Send

Pipeline0 active deals

30Y Fixed6.89% today

Live Rate Alerts

Get notified when rates move on your locked files

Smart Lock Timing

AI flags the best window to lock each deal

Homeowner Contact

Alex Johnson

Cell: (512) 555-0134

AI Likely to Sell

/ 100

High intent window

AI Likely to Refi

/ 100

Strong savings window

123 Oak Street, Austin TX

Live Data

Listed 2 weeks ago • 3 bed, 2 bath • 1,850 sqft

Home Loan Amount

$95K

Home Equity

$305K

Rate (Est.)

6.89%

Purchase Date

4/2008

Off-Market Potential: High

Owner Insight: Equity + Contact

Custom Property Hunter: Enabled

Each action is 1 property hunter credit (search = 1, loan & property details = 1, HO contact = 1)

Property Intelligence

Everything About
Every Property

Pull any home loan amounts, estimated mortgage rates, full property details and off-market potential deals no other loan officers or realtors are looking at — all integrated into one dashboard.

Full Property Details

Price, beds, baths, sqft, tax history

Homeowner loan amount and interest rate

Equity, note estimate, and rate insight

Custom Property Hunter Feature

Target by zip, equity, ownership, and timing

Off-Market Potential

Hidden deals your competitors aren’t chasing

Everything you need. Nothing you don't.

Built for loan officers who close faster with fewer tools.

Live Rates

Daily changes and trend signals.

Pipeline CRM

Stages, tasks, and follow-ups.

13-Mode Calculator

IO, ARM, VA, FHA, USDA.

Scenario PDFs

Send pro quotes instantly.

Client Profiles

Docs, status, and next steps.

Partner CRM

Agents and referrals tracked.

Property Intel

Equity, loan data, signals.

Guidelines

LLPA, limits, and rules.

Workflow Core

Loan Officer Command Center

Quote, coach, and close without switching tools.

Quote

Quote Faster

Live rates + 13 calculators answer "Can I afford it?" in seconds.

Coach

Coach Faster

Scenario PDFs, lock alerts, and partner CRM keep deals moving.

Close Faster

Pipeline visibility and AI guidance reduce fall-offs.

Step 1

Sign Up

60 seconds

Step 2

Populate CRM

Instantly

Step 3

Track Pipeline

In seconds

Step 4

Close Deals

Every day

Simple pricing. Cancel anytime.

Free

For trying Remlo with core essentials

Free

Dashboard

Pipeline CRM (5 profiles)

Activity Calendar

Client Profiles (5 profiles)

Realtor CRM (5 profiles)

Loan Officer CRM (5 profiles)

1 Listing Search / mo

1 Agent/Broker Reveal / mo

3 Property Hunter Credits

AI Market News

Starter

For solo MLOs building their pipeline

$39/mo$10/mo

AI Live Rate Recommendation

Full Calculator Suite (13 modes)

Pipeline CRM (10 profiles)

Realtor CRM (10 profiles)

Loan Officer CRM (10 profiles)

Client Profiles (10 profiles)

25 Listing Searches / mo

25 Agent/Broker Reveals / mo

25 Property Hunter Credits / mo

PDF Scenario Exports

Realtor Hub (5 tools)

LLPA & Guideline Reference

24/7 AI Agent

Pro

For active loan officers closing deals

$79/mo

Everything in Starter, plus:

Unlimited Pipeline & Contacts

250 Listing Searches / mo

250 Agent/Broker Reveals / mo

100 Property Hunter Credits / mo

AI Social Content Generator

Local RE Events Scraper

Credit Repair AI Agent (2 runs/mo)

24/7 AI Agent

Elite

For top producers & teams

$149/mo

Everything in Pro, plus:

500 Listing Searches / mo

500 Agent/Broker Reveals / mo

250 Property Hunter Credits

Credit Repair AI Agent (10 runs/mo)

Priority Support & Onboarding

24/7 AI Agent

Need more Property Hunter credits? 100-Credit Pack for $29 anytime.

vs $200+/mo for equivalent tools elsewhere

Built by someone who gets it.

Mechanical engineer and loan officer turned developer.

Mortgage Loan Officer

NMLS #2092282 · Mechanical Engineer

With an engineering mindset and real origination experience, I built Remlo to be the tool I always wanted — fast, focused, and designed around how MLOs actually work.

Every feature comes from the trenches: tracking leads, comparing scenarios on the spot, staying ahead of rate movements, and building realtor relationships. No bloat, just production.

PurchaseRefinanceVA · FHA · ConventionalTexas Based

Ready to consolidate your workflow?

Questions? Email us at support@helloremlo.com

Testimonials

Closed 23% more deals in Q1

Verify on LinkedIn

Sarah Mitchell

Loan Officer · Houston, TX

First Financial Bank

“The speed from quote to client-ready plan changed my week. I now spend more time in conversations, not tabs.”

Before Remlo

Built rate scenarios manually across 4 tools and spent ~2 hours per proposal.

After Remlo

Builds client-ready scenarios in 15 minutes with pipeline and follow-up in one workflow.

Trusted by teams at

loanDepot

LendingTree

Quicken Loans

Better Mortgage

First Financial Bank

loanDepot

LendingTree

Quicken Loans

Better Mortgage

First Financial Bank

Rate Pulse30Y Fixed—

10Y Treasury—

Your rates, pipeline, scenarios, and leads.

Contacts relationship hub

Your network is your net worth.

13 Calculator Modes

Live Market Rates

With AI Lock Recommendations

Seller/Buyer-Linked Pipeline

Your clients always know where they stand.

Credit Repair Agent

Everything AboutEvery Property

Everything you need. Nothing you don't.

Sign Up

Populate CRM

Track Pipeline

Close Deals

Live Rates

Pipeline CRM

13-Mode Calculator

Scenario PDFs

Client Profiles

Partner CRM

Property Intel

Guidelines

Simple pricing. Cancel anytime.

Free

Starter

Pro

Elite

Built by someone who gets it.

Mortgage Loan Officer

Ready to consolidate your workflow?

Everything About
Every Property